So you’ve had a few boners with your money – Money Tips

What’s in a word

bon·er :  noun ˈbō-nər

A foolish and obvious blunder; stupid mistake.  See also blooper, blunder, boo-boo

Reality Check

The important thing is to get back on track:  Stop spending money you don’t have, start paying off those debts and put money aside for the future.

Easier said than done?  You bet!  We get accustomed to a certain lifestyle and when life throws us lemons we opt for margaritas instead of lemonade.

Indulge Responsibly

If you must enjoy the little luxuries, find ways to indulge responsibly.  A few tips: Set a small ‘me’ budget that you can dip into once a month.  Take advantage of opportunities such as the Women’s Show to get pampered on a budget.  Make gourmet dinners at home with fresh local ingredients.  Whatever it is… do something for YOU that you can afford.

Live for Today, Save for Tomorrow

Because being financially secure is more than just equity in your home and a pension plan: save for tomorrow, but make sure you can eat today.  Consumer debts eat up your monthly cash flow and perpetuate the cycle.   Live lean, get out of overdraft, and start living your life TODAY.

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